The Money Code by Joe John Duran: Book Review and Giveaway

The Money Code: Improve Your Entire Financial Life Right Now

The Money Code by Joe John Duran, CFA

Does it seem like there’s never enough money to do everything you want?

Do you want to feel confident about the financial decisions you make?

Have you ever felt frustrated talking about money with the ones you love?

You’re not alone. Unfortunately, most of us were never taught how to think and communicate about money. The Money Code is a modern tale of one person’s journey to uncover the 5 secrets to living his one best financial life.

Through this voyage, you’ll learn to:

  • Prevent bad decisions about money.
  • Identify your Money Mind—Fear, Happiness, and Commitment—and how it affects every financial decision you make.
  • Use a simple checklist to improve your entire financial life.
  • Clearly discuss decisions about money with the ones you love.
  • Finally take control of your financial life.

Time to Get Honest About Money

The core of this book lies in the Money Code, which comprises 5 Money Secrets. The five secrets will provide insight into your decision making and help you evaluate how you think and feel about money and assess the way you make financial decisions. These simple, eternal truths have moved countless individuals and families away from the belief that finance is a strictly intellectual endeavor. 

More importantly, these five uncompromising truths have put people just like you in the driver's seat of their financial lives, which has given them genuine, lasting control over their money.

The 5 Money Secrets are as follows:

1. Your life will be filled with tough choices. You Want It All.

2. Your entire life is determined by how you make decisions. Big Decisions Can Be Both Scary and Exhilarating.

3. Your biases will affect every decision you make. We Each Have Our Own Point of View.

4. You will be distracted by things that really don't matter. Your two worlds: External and Internal

5. You must have a good process to make good decisions. Making Good Decisions

The five secrets will provide insights into your decision making and help you evaluate how you think and feel about money and assess the way you make financial decisions.

These five uncompromising truths have put people just like you in the driver’s seat of their financial lives, which has given them genuine, lasting control over their money.

This book is an easy read with practical information. An interesting section of the book is about our Money Mind. The author writes, "Think of your Money Mind like a lens you'd find in eyeglasses." It influences your view about every big money decision you'll ever make.

There are only three money minds:

Fear (The Protector)

Happiness (The Pleasure Seeker)

Commitment (The Giver)

One of these money minds dominates each of us but we're all influenced by some aspects of each. When you have a major financial decision to make your dominant money mind takes over.

My money mind

My money mind is the giver. According to the author, I'm driven by a desire to take care of the people or causes I love. No mater my income, amount of savings or opportunities presented to me, I'll always give more to the people I care about most. 

When I was in my late thirties I discovered I was an over giver. It's a good thing I made changes or I'd probably be broke today! I  no longer sacrifice my own needs in order to fulfill the needs of others. 

It's  never too late to handle your money differently. If you want to improve any part of the finance area of your life this book will help you do so. If you have set financial goals for 2013 The Money Code will help you achieve them!

About the author:

Joe John Duran is CEO and founding partner of United Capital, which consistently ranks as one of the nation’s fastest growing wealth counseling firms. He’s fueled by his passion to change the industry and improve lives by empowering people to make better, more informed financial decisions. From CNBC to CNN, Joe frequently provides commentary on TV. He has been profiled in numerous publications, including the New York Times and Smart Money.

Joe holds the Chartered Financial Analyst (CFA) designation and earned MBA degrees from Columbia University and UC Berkeley. He lives in Laguna Beach, California with his wife, Jennifer, and their three precious daughters.

If you want to be included in the giveaway for a copy of The Money Code and a $25 Visa Gift Card for one lucky readers from of The Bold Life please leave a comment and Share this on Facebook and Twitter below.

Do you have financial regrets? Financial goals for 2013? Talk to us!

Comments on this entry are closed.

  • Mami2jcn January 14, 2013, 8:37 am

    In 2013 I’d like to set up a college fund for my youngest child. The older two have accounts but the youngest doesn’t.

  • Dan Garner January 14, 2013, 8:48 am

    Hi Tess,

    I’d love to win a copy of this book. I haven’t read a financial book in a while. I could use a little work in that area. Thanks for the review.

    Dan @ ZenPresence – Ideas for meaningful living.

  • Elena January 14, 2013, 11:02 am

    My financial goal is to boost my emergency fund

  • Vannessa Vinos January 14, 2013, 12:14 pm

    Would love to be entered for the giveaway. I haven’t read a financial book for years; I come out in a hot sweat anywhere near numbers/finance. I’m an “ostrich” (head in the sand) kind of financial planner. So maybe it’s time to start reading and changing that 😉

  • Darren January 14, 2013, 1:51 pm

    I am definitely more of a giver and pleasure seeker. However at this point in my life i need to learn to be more of a protector or soon i will have nothing left to protect. Looks like a good read. I am certain i will read this book even if i so not win the giveaway. Thanks for sharing.

  • Evelyn Lim January 14, 2013, 6:36 pm

    I am keen on finding out more about my relationship with money. It is something that I have been working on. I have also made poor decisions in the past. I need to do things differently. Making wiser financial choices is a top priority for me this year.

    The book you have mentioned sure sounds interesting. It may just provide me an insight into my money mind. I will be happy to be included in the giveaway. Thank you, Tess, for sharing about the book!

  • Suzie Cheel January 14, 2013, 7:34 pm

    Wow Tess, I have just interviewed Morgana Rae and have been working with Her Financial Alchemy book and finding out about my money monster and falling in love with my money honey/
    This is my year for clearing clutter, debts and creating financial abundance. I would love to read this book, please add me to the giveaway.
    I just popped over to Joe’s website- great blog site and I discovered my Financial IQ needs some work. 🙂
    Tess thanks for sharing The Money Code
    namaste
    Suzie

  • Betsy/Zen Mama January 14, 2013, 7:38 pm

    Tess,
    This book sounds like something I need. I really decided to clean up my money act this year. I think I fit into the giver as well. So many lessons to be learned. It’s amazing, too, how much your upbringing comes into it as well. I’ve been analyzing myself lately on how I got my financial mind from both my parents, the good stuff and the bad. I would love to add this book to the ways I need to change my money life.
    Thanks for sharing this book! I’ll definitely check his blog.

  • Raphael January 15, 2013, 12:21 pm

    It would be great to recieved this book and see what financial advice he has to share. I currently follow susie orman information and the mymoneycode info caught my attention while listening to MSNBC.

  • amanda S. January 18, 2013, 8:42 am

    great giveaway!

  • Lisa Brown January 18, 2013, 4:52 pm

    My Money Mind is Fear, The Protector. Since I don’t have much, I fear loosing what little I have and try and hang on to it as much as is possible.

    Shared – https://twitter.com/LuLu_Brown24/status/292419170501533696

  • Jessie C. January 18, 2013, 11:51 pm

    My goal is to stick with the budget.

  • Jessie C. January 18, 2013, 11:52 pm

  • Amanda Sakovitz January 19, 2013, 10:54 am

    I regret getting into credit card debit from college and my goal is to save money this year.

    shared on fb also

    https://twitter.com/aes529/status/292691182939668480

  • Jennifer Marie January 19, 2013, 12:46 pm

  • Thomas Murphy January 19, 2013, 4:41 pm

    I regret not doing as much research before investing money. I plan to be wiser this year with my financial decisions

    https://www.facebook.com/tom.murphy.946179/posts/545208872170087

  • Wild Orchid January 22, 2013, 7:34 am

    I would love to win this prize pack! I can always use financial advice.

    shared-https://www.facebook.com/wild.orchid.33821/posts/517614058282877
    tweet-https://twitter.com/WildOrchid985/status/293728187588939776

  • Livivua Chandler January 23, 2013, 12:25 pm

    i want to stop living paycheck to paycheck

  • Kim pena December 26, 2013, 11:18 am

    Trying to get back on track after some people my husband met and they just about wiped out money we would use for retirement. We are devastated my husband has numeral health issues at only age 53. We have two wonderful kids and a deep love of God and a wonderful church. This book sounds wonderful looking forward to reading it.
    Have a blessed and healthy New Year
    Kim Pena

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